We provide a total service offering and our key strength is in our capability to understand customers needs and tailor specific products and services to meet those needs
We also recognise that you have different short term and long term needs and our proposals are designed to help you meet your long term contractual commitments, as well as manage any short term or adhoc requirements. Our core funding products include:
Finance Lease is a long established product favoured by a number of clients. The key difference between Finance Lease and Operating Lease is that a Finance Lease is shown on the balance sheet and the customer is involved in the risk and reward of the asset. There is normally a final payment due on the asset and the asset is disposed of at the end of the term, any upside or downside against the final instalment is a profit or loss to the lessee. We can dispose of the asset on your behalf but it must be to a 3rd party.
Some customers view finance lease as more flexible than operating lease.